:root{--navy:#182B49;--navy-2:#22395F;--sand:#F6F2EC;--paper:#FCFAF6;--coral:#E8603F;--coral-light:#F08A6F;--ink:#1A1E26;--muted:#5A6170;--line:#E4DED5;--ok:#2F7D5B;--warn:#B8780A;--green:var(--navy);--cream:var(--sand);--saffron:var(--coral)}
*{box-sizing:border-box}
body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.65 "Figtree",system-ui,sans-serif;-webkit-font-smoothing:antialiased}
a{color:inherit}
.wrap{margin:0 auto;padding:0 20px}
main .wrap,.legalpage .wrap{max-width:760px}
.legalpage header{border-bottom:1px solid var(--line);background:var(--paper)}
.nav{display:flex;align-items:center;height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{width:36px;height:36px}
.word{font-size:1.3rem;letter-spacing:-.02em;white-space:nowrap}
.word b{font-weight:800}.word span{font-weight:500}
.word i{display:inline-block;width:.22em;height:.22em;border-radius:50%;background:var(--coral);margin-left:.04em}
main{padding:56px 0 72px}
h1{font-size:clamp(1.65rem,7vw,2.8rem);letter-spacing:-.03em;line-height:1.1;margin:0 0 8px;font-weight:800;overflow-wrap:break-word;hyphens:auto}
.updated{color:var(--muted);margin:0 0 36px}
h2{font-size:1.3rem;letter-spacing:-.01em;margin:36px 0 8px}
p,li{color:#2A3140}
ul{padding-left:22px}
.box{background:var(--sand);border-radius:14px;padding:18px 20px;margin:20px 0}
footer{padding:32px 0;font-size:.9rem;color:var(--muted);border-top:1px solid var(--line)}
footer .row{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
footer nav{display:flex;flex-wrap:wrap;gap:4px 14px}
.calcout .amount{line-height:1.15}
.insurance .box>b:first-child,.insurance .box>b:first-child+br{display:none}
.paybadges{display:flex;flex-wrap:wrap;gap:6px;align-items:center;margin:10px 0 0;font-size:.82rem}
.paybadges span{border:1px solid var(--line);color:var(--muted);border-radius:6px;padding:3px 8px;font-weight:600;background:#fff}
.paybadges .lock{border:0;background:none;padding-left:0;color:var(--ink)}
.paynote{font-size:.8rem;color:var(--muted);margin:6px 0 0}